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Privacy Policy

Your privacy matters to us. Here's how we protect and handle your personal information when you use mirqueluva's financial leadership platform.

Last updated: March 15, 2025

Information We Collect

At mirqueluva, we collect information that helps us provide better financial leadership education and services. This happens when you interact with our platform, register for programs, or communicate with our team.

Data Type Examples Purpose
Personal Information Name, email address, phone number, business details Account creation, communication, course delivery
Learning Data Course progress, quiz results, participation metrics Personalised learning experience, progress tracking
Technical Information IP address, device type, browser information, usage patterns Platform security, performance optimisation
Communication Records Support tickets, feedback forms, consultation notes Customer support, service improvement

We don't collect sensitive financial account details or passwords. Any financial information discussed during consultations remains confidential and is stored securely with limited access.

How We Use Your Information

Your information helps us deliver exceptional financial leadership education and support. We're transparent about how we use what you share with us.

Delivering our learning programs and tracking your progress through courses
Providing personalised financial leadership guidance and recommendations
Communicating about program updates, new courses, and relevant financial insights
Processing payments and managing your account subscription
Improving our platform based on user feedback and usage patterns
Ensuring platform security and preventing unauthorised access
Complying with Australian financial education regulations and reporting requirements

We never sell your personal information to third parties. Your data is used exclusively to enhance your learning experience and provide the financial leadership education you've signed up for.

Data Sharing and Third Parties

We work with trusted partners to deliver our services, but we're selective about who we share information with and always ensure appropriate protections are in place.

We may share your information with:

Learning management system providers who help deliver course content
Payment processors for secure transaction handling
Email service providers for course communications and updates
Analytics providers to understand platform usage (data is anonymised)
Cloud storage providers who meet Australian data sovereignty requirements
Legal and regulatory authorities when required by Australian law

All third-party providers sign data processing agreements that require them to handle your information according to Australian privacy standards. We regularly audit these relationships to ensure compliance.

Your Rights and Control

You have significant control over your personal information. Australian privacy law gives you specific rights, and we make it easy to exercise them.

Access Your Data

Request a copy of all personal information we hold about you, including learning progress and communication history.

Correct Information

Update your personal details, business information, or correct any inaccurate data in your profile.

Delete Your Account

Request complete deletion of your account and associated data, subject to legal retention requirements.

Control Communications

Opt out of marketing emails while maintaining access to essential course and account communications.

To exercise these rights, email us at info@mirqueluva.com with your request. We'll respond within 30 days and verify your identity before processing any changes. There's no charge for most requests, though we may apply reasonable fees for excessive or repetitive requests.

Data Security and Protection

We take data security seriously, especially given the financial nature of our education programs. Multiple layers of protection safeguard your information.

All data is encrypted in transit using TLS 1.3 and at rest using AES-256 encryption
Access controls ensure only authorised staff can view your information on a need-to-know basis
Regular security audits and penetration testing identify potential vulnerabilities
Multi-factor authentication protects administrative access to systems
Secure backup systems with geographic redundancy protect against data loss
Staff undergo regular privacy and security training
Incident response procedures ensure rapid containment of any security issues

We store data in Australian data centres that comply with local sovereignty requirements. International transfers only occur with adequate safeguards and your explicit consent where required.

Data Retention and Deletion

We keep your information only as long as necessary to provide services and meet legal obligations. Different types of data have different retention periods.

Data Type Retention Period Reason
Account Information Duration of active subscription plus 2 years Account management, potential re-enrollment
Learning Records 7 years after course completion Educational compliance, certification validation
Financial Records 7 years from transaction date Australian tax and business record requirements
Communication Logs 3 years from last contact Customer service quality, dispute resolution

When retention periods expire, we securely delete information using methods that make recovery impossible. You can request earlier deletion of most data types, though some records must be kept for legal compliance.

Cookies and Website Analytics

Our website uses cookies and similar technologies to improve your experience and understand how you interact with our platform. We're transparent about what we track and why.

Essential cookies that keep you logged in and remember your preferences
Analytics cookies that help us understand which content is most valuable
Performance cookies that identify slow-loading pages or technical issues
Security cookies that detect suspicious activity and protect your account

You can control cookie settings through your browser, though disabling certain cookies may affect platform functionality. We don't use cookies for advertising or tracking across other websites.

Children's Privacy

mirqueluva's financial leadership programs are designed for business professionals and aren't intended for individuals under 18. We don't knowingly collect information from minors.

If we become aware that someone under 18 has provided personal information, we'll delete it promptly and may contact parents or guardians as required by Australian privacy law.

Changes to This Policy

We update this privacy policy as our services evolve and privacy regulations change. Significant changes will be communicated directly to active users.

We'll email you about material changes at least 30 days before they take effect. Continued use of our services after changes indicates acceptance of the updated policy.

Previous versions of this policy are archived and available upon request. We maintain detailed change logs showing what's been modified and when.

Privacy Questions and Concerns

If you have questions about this privacy policy or how we handle your information, we're here to help.

Email: info@mirqueluva.com

Phone: +61251041266

Address: 6 Island Cl, Mackay QLD 4750, Australia

For formal privacy complaints, you can also contact the Office of the Australian Information Commissioner at oaic.gov.au